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Urban Village Realty Inc., Brokerage, Privacy Policy
 
Urban Village Realty Inc. recognizes the importance of your personal privacy and the sensitivity of your personal information. We are committed to protecting any personal information we hold. This Privacy Policy outlines how we manage your personal information and safeguard your privacy.
 
"Personal Information" means information about an identifiable individual, but does not include the name, title or business address or telephone number of an employee of an organization.
 
Why Does Urban Village Realty Inc. Need Personal Information?
 
Urban Village Realty Inc. provides Real Estate and Mortgage services to a wide range of clients. In doing so, it requires personal information in order to fulfill the terms of its contracts and to fulfill its professional responsibilities. As well, it occasionally produces and distributes materials concerning its services and new developments in those industries.
 
How do we gather your personal information?
 
The information we collect may go beyond contact information and include financial information depending on the nature of the matter.
 
If we did not collect and use personal information we would not be able to provide our professional services. In order to provide meaningful advice to our clients, we collect information only by lawful and fair means and not in an unreasonably intrusive way.  Wherever possible we collect your personal information directly from you.
Sometimes we may obtain information about you from other sources, for example but not limited to:
-          Your mortgage broker
-          Your lawyer in a property transaction;
-          Your home inspectors or consultants;
-          From a government agency or registry;
-          Your employer;
-          an accountant or other professional;
-          Open House registry;
-          Our on-line web site application forms and entry ballots.
Consent

In most cases, we ask you to consent, if we collect, use, or disclose your personal information. Sometimes, your consent may be implied through your contact with us either throw our web sites, open house, your inquiries to us and/or the mere fact that we are contracted to deal with a matter on your behalf as your representative.
 
Use of Your Information
 
We use your personal information to provide professional and competent advice and services, to fulfill our own professional responsibilities, to administer our clients, properly market and sell your property, verify identity, comply with the law, occasionally, to include you in our marketing activities. 
 
Urban Village Realty Inc. does not disclose personal information to any third party to enable them to market their products and services. For example, we do not provide our client mailing lists to others.
 
Urban Village Realty Inc. will retain personal information as long as may be necessary to complete our services, fulfill our own professional responsibilities, conduct our business, satisfy the requirements of any legal or government and as may be required for the maintenance of our marketing activities.
 
Disclosure of Your Personal Information
 
Under certain circumstances, and/or as part of our service requirements, Urban Village Realty Inc. will disclose personal information, including:
 
- When we are required or authorized by law to do so;
- When you have consented to the disclosure, expressly or by implication or its disclosure is necessary in the completion of the matter about which we have been contracted;
 - When our service requires us to give your information to third parties, for example to a home inspector for the purpose of obtaining a report or a mortgage broker for the purpose of financing your purchase;
- Where it is necessary to establish or collect fees;
- If we engage a third party to provide administrative services to us (like computer back-up services or archival file storage) and the third party is bound by our privacy policy;
- If we retain law firms on your behalf;
- If the information is already publicly known.
 
Updating Your Information
 
Since we use personal information to provide our services, it is important that the information be accurate and up-to-date. If during the course of the contract and/or promotion, any of your information changes, please inform us so that we can make any necessary changes. If Urban Village Realty Inc. holds information about you and you can establish that it is not accurate, complete and up-to-date, Urban Village Realty Inc. will take reasonable steps to correct it.
 
Is Personal Information Secure?
 
Urban Village Realty Inc. takes all reasonable precautions to ensure that personal information is kept safe from loss, unauthorized access, modification or disclosure. Among the steps taken to protect information are:
 
- Premises security
- Restricted file access to electronic personal information
- Deploying technological safeguards like password protection, security software
  and firewalls to prevent hacking or unauthorized computer access
- Internal password and security policies
- Procedures for the destruction of personal information when it is no longer required including shredding and the formatting of electronic media

How do you withdraw your consent?

You many withdraw your consent at any time upon reasonable notice, subject to legal or contractual restrictions. Please note, however, that withdrawing your consent may affect our ability to continue to provide you with our professional services.

To withdraw your consent, you should contact our Privacy Officer at nick@urbanvillagerealty.ca. Unless we hear otherwise from you, you are giving us your consent for the collection, use and disclosure of personal information as provided in this policy for the identified purposes.

Access to Your Personal Information
 
You may ask for access to any personal information we hold about you. However, we may ask that we be reimbursed for any costs incurred to us for such access.
 
If you have any questions, or wish to access your personal information, please write to our Privacy Contact at:
 
Nick Vrysellas
Broker of Record
Urban Village Realty Inc., Brokerage
771 St. Clair Ave. W., 2nd Floor
Toronto, Ontario
M6C 1B4
416-901-7444 ext 27
nick@urbanvillagerealty.ca
 
 
Can I Be Denied Access to My Personal Information?
 
Rights to access your personal information are not absolute. We may deny access when:
 
- denial of access is required or authorized by law
- information relates to existing or anticipated legal proceedings
- when granting you access would have an unreasonable impact on other people's privacy
- when to do so would prejudice negotiations
- when it does not exist, is not held or cannot be found
- to protect our firm's rights and property
- where the request is frivolous or vexatious
 
If we deny your request for access to, or refuse a request to correct information, we shall explain why.
 
Changes to This Privacy Policy
 
Since Urban Village Realty Inc. regularly reviews all of its policies and procedures, we may change our Privacy Policy from time to time. Any changes will be posted on our web site.
 
Employment Inquiries
 
If you apply to Urban Village Realty Inc. for a job, we need to consider your personal information, as part of our review process. We normally retain information from candidates after a decision has been made, unless you ask us not to retain the information. If we offer you a job, which you accept, the information will be retained in accordance with our privacy procedures for employee records.
 
Web Site
 
Our website contains links to other sites, which are not governed by this privacy policy. On our website, like most other commercial websites, we monitor traffic patterns, site usage and related site information in order to optimize our web service. We may provide aggregated information to third parties, but these statistics do not include any identifiable personal information.
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